Joe joined IWCO Direct in April of 2006 as Executive Vice President–Chief Financial Officer responsible for providing leadership, financial management and vision to support our current and future growth. Prior to joining IWCO Direct, he served as vice president and chief financial officer for Culligan International Inc. in Chicago, IL. There he was responsible for all global finance functions including reporting and control, treasury, taxation, financial planning analysis, and internal audit. He was previously a partner with Ernst & Young and holds a BBA from St. Francis Xavier University in Canada.